Year-Round Partnership · $95 / month
Someone who knows
your situation, all year
Tax questions don't arrive on a schedule. With the Year-Round Planning Partnership, you have a familiar adviser available through every season — for check-ins, questions, and the kind of ongoing clarity that one session a year doesn't quite provide.
What This Offers You
Steady support, rather than occasional scrambles
The Year-Round Planning Partnership is designed for individuals who'd prefer a continuous relationship with their adviser rather than isolated sessions. You'll have access to guidance throughout the year — seasonal check-ins to keep your planning current, and prompt answers when questions come up between them. Over time, your adviser builds a genuine understanding of your situation, which makes every conversation more useful.
Seasonal check-ins included
Four structured check-ins through the year — aligned to planning rhythms — so nothing important slips by unaddressed.
Questions answered promptly
When something comes up between check-ins, you can reach your adviser directly. No waiting weeks for a slot — a response within one business day.
No obligation to stay
The partnership runs month to month. You can pause or stop at any time — there are no long-term contracts or early-exit conditions.
What Tends to Happen Instead
Tax planning in gaps, rather than throughout
For most people, tax guidance arrives in bursts — a session when something changes, a scramble before a filing deadline, an occasional conversation that covers a lot of ground quickly before going quiet again. The gaps between those moments are where questions build up, decisions get deferred, and opportunities pass unnoticed.
There's also the matter of context. When each conversation starts from scratch, a significant portion of the time is spent re-establishing what's already known. An adviser who understands your situation across time can pick up a conversation far more usefully — and notice things that only become apparent when viewed over a longer arc.
A continuous partnership changes both of those things. Guidance arrives when it's useful, and the person providing it actually knows who they're talking to.
Questions that sit unanswered
Small questions often don't feel worth booking a formal session for — so they don't get asked, and the uncertainty persists longer than it needs to.
Timing slips by unnoticed
Without someone keeping an eye on the year's planning calendar alongside you, it's easy for useful windows to close before anyone thought to mention them.
Starting over each time
Occasional, disconnected sessions mean each conversation requires context-setting before anything useful can happen. It's a real cost that rarely gets counted.
How the Partnership Works
Guidance that follows the rhythm of the year
The Year-Round Planning Partnership is structured around the natural planning rhythm of the tax year — four seasonal check-ins, ongoing availability between them, and a growing familiarity with your circumstances that makes each conversation more useful than the last.
Spring
Start of year review
Open the tax year with a clear picture of your position — allowances available, decisions worth thinking about early, and the year's planning calendar mapped out.
Summer
Mid-year check-in
A mid-point review to catch anything that's changed since spring — income shifts, life events, decisions being considered — and update the picture accordingly.
Autumn
Year-end planning
With the year-end approaching, we work through any remaining opportunities — allowances still to use, timing decisions to make before the window closes.
Winter
Close and look ahead
A quiet close to the year — reviewing what was covered, noting anything to carry forward, and preparing for the year ahead with a clear foundation.
Between check-ins
Questions don't wait for scheduled sessions. Partnership clients can reach their adviser directly by email and expect a response within one business day — for small clarifications and more involved questions alike.
Growing familiarity
Over time, your adviser builds a working understanding of your income, circumstances, and plans. Conversations become more efficient and more useful — the context is already there, and so is the trust.
What It Feels Like
An adviser who knows you, not just your file
The experience of the Year-Round Planning Partnership is quieter than it might sound. Most months don't involve any formal sessions — just the knowledge that your adviser is available, that the year is being tracked, and that you won't be caught off guard. The check-ins themselves are structured but unhurried, and the quality of conversation improves as the months go on.
You're not starting from zero each time
Your adviser knows your situation. Each conversation builds on the last rather than recapping from scratch — which makes the time together more productive and the guidance more relevant.
Questions get answered, not deferred
When something comes up in your financial life — a question about a new income source, a potential property decision, a change in employment — you can ask. No waiting for the next available slot.
The year's rhythm is tracked for you
Allowances, deadlines, and planning windows — your adviser keeps an eye on these through the year and raises anything worth your attention at the right moment, rather than leaving it to you to remember.
A quieter background to your financial life
Perhaps the most understated benefit: the low-level awareness that your tax position is being looked after through the year. That has a value that's hard to put a precise number on.
The Investment
A monthly arrangement, no long-term lock-in
Year-Round Planning Partnership
Ongoing monthly access, cancel any time
$95
per month
What's included each month
- Four seasonal planning check-ins per year (spring, summer, autumn, winter)
- Direct adviser access by email throughout the year — response within one business day
- Proactive heads-up on planning windows and allowances relevant to your situation
- Written summaries after each seasonal check-in, for your records
- An adviser who builds familiarity with your situation over time — no re-explaining each conversation
- Month-to-month arrangement — pause or stop at any time without penalty
Worth noting
At $95 per month, the Year-Round Planning Partnership works out to less than the cost of either one-time session over the course of a year — while offering considerably more access and continuity. There's no setup fee, and the first month begins from the date of your initial check-in.
Why Continuity Matters
Planning works better when it's ongoing
Tax planning isn't a single event — it's a series of decisions and timings distributed across the year. A single annual review, however thorough, only captures a snapshot. Circumstances shift, opportunities arise and close, and the picture changes. Ongoing support is better suited to that reality.
01
Context accumulates
Each conversation builds on the previous ones. Over months, your adviser develops a working knowledge of your situation that makes guidance more accurate and more efficient.
02
Timing stays on track
With someone following the year alongside you, planning windows don't close unnoticed. The seasonal structure keeps the most time-sensitive considerations in view throughout.
03
Questions don't accumulate
With ongoing access, questions get answered when they arise — not saved up for the next session or left unanswered entirely. That matters more than it might seem.
Honest expectations
The Year-Round Planning Partnership provides ongoing planning guidance and advisory access — it isn't a managed filing service or a substitute for formal accountancy. Where questions require specialist input beyond our scope, we'll say so clearly and help you find the right kind of support.
Our Commitment
A relationship worth keeping, on your terms
The partnership is month-to-month because we think it should earn your continued confidence rather than rely on a contract. If at any point the arrangement isn't delivering what you hoped, we want to hear about it — and we'll either address it or help you end the arrangement cleanly, with no friction.
No lock-in, no penalty
Cancel at any time. There are no minimum terms, no exit fees, and no complicated cancellation process — just a message to your adviser.
Replies within one business day
We commit to responding to questions within one business day throughout the partnership — not eventually, not when schedules allow.
Check-ins happen as scheduled
Seasonal check-ins are arranged in advance and happen reliably. You won't need to chase them — they're part of the structure, not a nice-to-have.
Getting Started
One conversation to begin
Starting the partnership is straightforward. There's no long intake process — just an initial conversation to make sure the arrangement is a good fit, and then we begin.
Get in touch
Use the contact form to introduce yourself and mention that you're interested in the Year-Round Planning Partnership. A brief note about your situation is helpful but not required.
An introductory conversation
We'll arrange a short introductory call — usually 20 to 30 minutes — to learn about your situation, explain how the partnership works in practice, and confirm it's a good fit before anything begins.
Your first check-in is scheduled
If we're both happy to proceed, we schedule your first seasonal check-in — and from that point, the partnership is active. Billing begins from the month of your first session.
The year begins to take shape
After the first check-in, you have direct access to your adviser by email, and the next check-in is already in the diary. The year-round rhythm begins quietly — and builds from there.
Year-Round Planning Partnership
Tax planning that follows your year, not just your deadline
Seasonal check-ins, ongoing access, and an adviser who builds genuine familiarity with your situation. If steady, unhurried support sounds like what's been missing, we'd be glad to hear from you.
Other Services
Other ways to work with Sumwise
Annual Review · $320
Annual Tax Planning Review
A calm, once-a-year session to map out your allowances and reliefs in plain language — so you can plan the full year ahead at an unhurried pace.
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Life Events · $280
Life-Change Planning Session
Tailored guidance for moments like a property sale, an inheritance, or a change in employment — with a written summary of the considerations involved.
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